Products for business

Finance for SMEs

Business accounts, business loans and merchant services from leading South African banks and PSPs

Data 8 institutions · Redirecting to the bank's official site

9 products
Lula
Fixed-Term Funding
Lula
Business loan
Popular
AmountR10 000 – R5 000 000
Term3–12 mo.
SetupOnline
Business 1+ years old, revenue from R40,000/monthFinancing fee, not an annual rate: typically 2–6% of the advance per month for months 1–4, then 2%/monthNo penalty for early repayment — future financing fees are waived
Details
Bridgement
Business Loan
Bridgement
Business loan
AmountR20 000 – R10 000 000
Term1–24 mo.
SetupOnline
Financing fee is a fixed cost per drawdown, not a nominal interest rateNo application fee or monthly facility feeReusable credit line; discount for early repayment
Details
Merchant Capital
Cash Advance
Merchant Capital
Business loan
Term1–12 mo.
SetupOnline
Advance against future card turnover, up to roughly 100% of average monthly card salesRepaid daily/weekly or as a share of card revenueMay require a personal guarantee
Details
CB
Business Banking Account
Capitec Bank
Business account
Popular
Monthly feeR50/mo
SetupOnline
R150 minimum balance to keep the account activeFree local card payments and virtual cardR1 Capitec payments; R2 payments to other SA banks
Details
FNB
First Business Zero
FNB
Business account
Popular
Monthly feeFree
SetupOnline
Sole proprietors onlyAnnual turnover R0–R1 millionPay-as-you-use transaction pricing
Details
FNB
Gold Business Account
FNB
Business account
Monthly feeR49/mo
SetupOnline
For businesses with annual turnover up to R5 millionFee published as "from R49/month"Digital business banking
Details
Standard Bank
MyMoBiz Account
Standard Bank
Business account
Popular
Monthly feeR15/mo
SetupOnline
Pay-as-you-transact small-business accountBusiness app and internet bankingDedicated business-banker support
Details
Absa Bank
Business Evolve Lite
Absa Bank
Business account
Monthly feeR50/mo
SetupOnline
For annual turnover up to R1.5 millionVisa debit card and digital bankingDiscounted electronic transactions
Details
Nedbank
Business Pay-as-you-use Current Account
Nedbank
Business account
Monthly feeR80/mo
SetupOnline
R80 monthly maintenance fee in the 2026 schedulePay only for transactions usedBusiness digital-banking access
Details

CompareZA has 9 business products from South African providers: 6 accounts, 3 loans, 0 acquiring services.